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Save Your First Home Deposit Faster with the First Home Super Saver Scheme
Learn how the First Home Super Saver Scheme can help first home buyers save a deposit faster using superannuation.
3 min read


Redraw vs Offset: How Tax Impacts Your Home Loan
Redraw or offset? Learn how each affects tax, flexibility, and future investment strategy for Australian homeowners and couples.
2 min read


A Complete Guide for New Zealand Citizens Buying Property in Australia
Guide for New Zealand citizens buying property in Australia: FIRB rules, stamp duty, first home schemes and grants, and lending policies.
3 min read


Understanding Conditional vs. Unconditional Home Loan Approval: A Guide for Home Buyers
Learn the key differences between conditional and unconditional home loan approval and the steps to secure your final loan approval.
4 min read


Understanding Guarantor Loans: Security Guarantor vs. Servicing Guarantor
Guarantor loans can help buyers secure home financing with family support, offering increased borrowing power and avoiding LMI.
6 min read


Step-by-Step Guide to Buying Your First Home in Australia
Step-by-step guide for first-home buyers in Australia, covering budgeting, government grants, loan approvals, and the settlement process.
3 min read


Ways to Avoid Lenders Mortgage Insurance (LMI) When Buying a House with Less Than 20% Deposit
Discover practical ways to avoid LMI with less than 20% deposit, including government schemes, guarantor loans, and more.
2 min read


Owner-Occupied vs. Investment Property: Key Differences Explained
Learn the key differences between owner-occupied and investment properties, including tax benefits, interest rates, and financing options.
3 min read


Understanding the 3% Serviceability Buffer: What It Means for Borrowers and First Home Buyers
Learn how the 3% serviceability buffer affects mortgage borrowing power and why reducing it could help first-home buyers achieve homeownersh
4 min read


Understanding Lenders Mortgage Insurance (LMI) and How to Avoid It
Understanding Lenders Mortgage Insurance (LMI) can save you thousands. Learn what it is, why it matters, and strategies to avoid it.
3 min read


Understanding HEM: What You Need to Know About the Household Expenditure Measure and Its Impact on Your Home Loan
Learn how the Household Expenditure Measure impacts your borrowing capacity and get tips to align your expenses with lender expectations.
4 min read


How Much Can You Borrow? Key Factors Lenders Consider To Assess Your Borrowing Capacity
Discover the key factors that impact how much you can borrow for a home loan and tips to boost your borrowing capacity.
4 min read


OwnHome Deposit Loans: Bridging the Gap to Homeownership
OwnHome deposit loans empower Australians to buy property sooner by bridging the deposit gap, available in most states except TAS and NT.
5 min read


Exploring Home Ownership Incentives for First-Time Buyers in Northern Territory (NT)
Explore Northern Territory’s homeownership grants, including the HomeGrown Territory Grant and FHOG, for affordable housing options.
3 min read


Exploring Tasmanian Homeownership Incentive Schemes: A Path to Affordable Homeownership
Explore Tasmania’s homeownership incentive schemes for new and downsizing buyers.
3 min read


Navigating ACT Home Buyer Incentives: Your Guide to Government Schemes
Explore home buyer incentives in the ACT, including concessions for first-home buyers, downsizers, and people with disabilities.
3 min read


Understanding Shared Home Ownership in Western Australia (WA): A Pathway to Affordable Home Ownership
Discover how the Shared Home Ownership Scheme in WA helps first-time buyers achieve homeownership with reduced costs and flexibility.
4 min read


Unlock Homeownership with the Pathways Shared Equity Loan in Queensland
Discover the Pathways Shared Equity Loan, helping Queensland public housing tenants transition to homeownership with affordable repayments.
2 min read


HomeStart Finance Shared Equity Option: Your Path to Home Ownership in South Australia (SA)
Unlock affordable home ownership with HomeStart Finance's Shared Equity Option, helping South Australians buy their dream homes.
2 min read


Victorian Homebuyer Fund: Your Pathway to Home Ownership in Victoria
Discover the 2024 updates to the Victorian Homebuyer Fund, offering new eligibility criteria to make homeownership easier in Victoria.
3 min read
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