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A Complete Guide for New Zealand Citizens Buying Property in Australia
Guide for New Zealand citizens buying property in Australia: FIRB rules, stamp duty, first home schemes and grants, and lending policies.
3 min read
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Understanding Conditional vs. Unconditional Home Loan Approval: A Guide for Home Buyers
Learn the key differences between conditional and unconditional home loan approval and the steps to secure your final loan approval.
4 min read
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Understanding Guarantor Loans: Security Guarantor vs. Servicing Guarantor
Guarantor loans can help buyers secure home financing with family support, offering increased borrowing power and avoiding LMI.
6 min read
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Step-by-Step Guide to Buying Your First Home in Australia
Step-by-step guide for first-home buyers in Australia, covering budgeting, government grants, loan approvals, and the settlement process.
3 min read
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Ways to Avoid Lenders Mortgage Insurance (LMI) When Buying a House with Less Than 20% Deposit
Discover practical ways to avoid LMI with less than 20% deposit, including government schemes, guarantor loans, and more.
2 min read
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Owner-Occupied vs. Investment Property: Key Differences Explained
Learn the key differences between owner-occupied and investment properties, including tax benefits, interest rates, and financing options.
3 min read
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Understanding the 3% Serviceability Buffer: What It Means for Borrowers and First Home Buyers
Learn how the 3% serviceability buffer affects mortgage borrowing power and why reducing it could help first-home buyers achieve homeownersh
4 min read
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Understanding Lenders Mortgage Insurance (LMI) and How to Avoid It
Understanding Lenders Mortgage Insurance (LMI) can save you thousands. Learn what it is, why it matters, and strategies to avoid it.
3 min read
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Understanding HEM: What You Need to Know About the Household Expenditure Measure and Its Impact on Your Home Loan
Learn how the Household Expenditure Measure impacts your borrowing capacity and get tips to align your expenses with lender expectations.
4 min read
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How Much Can You Borrow? Key Factors Lenders Consider To Assess Your Borrowing Capacity
Discover the key factors that impact how much you can borrow for a home loan and tips to boost your borrowing capacity.
4 min read
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OwnHome Deposit Loans: Bridging the Gap to Homeownership
OwnHome deposit loans empower Australians to buy property sooner by bridging the deposit gap, available in most states except TAS and NT.
5 min read
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Exploring Home Ownership Incentives for First-Time Buyers in Northern Territory (NT)
Explore Northern Territory’s homeownership grants, including the HomeGrown Territory Grant and FHOG, for affordable housing options.
3 min read
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Exploring Tasmanian Homeownership Incentive Schemes: A Path to Affordable Homeownership
Explore Tasmania’s homeownership incentive schemes for new and downsizing buyers.
3 min read
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Navigating ACT Home Buyer Incentives: Your Guide to Government Schemes
Explore home buyer incentives in the ACT, including concessions for first-home buyers, downsizers, and people with disabilities.
3 min read
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Understanding Shared Home Ownership in Western Australia (WA): A Pathway to Affordable Home Ownership
Discover how the Shared Home Ownership Scheme in WA helps first-time buyers achieve homeownership with reduced costs and flexibility.
4 min read
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Unlock Homeownership with the Pathways Shared Equity Loan in Queensland
Discover the Pathways Shared Equity Loan, helping Queensland public housing tenants transition to homeownership with affordable repayments.
2 min read
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HomeStart Finance Shared Equity Option: Your Path to Home Ownership in South Australia (SA)
Unlock affordable home ownership with HomeStart Finance's Shared Equity Option, helping South Australians buy their dream homes.
2 min read
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Victorian Homebuyer Fund: Your Pathway to Home Ownership in Victoria
Discover the 2024 updates to the Victorian Homebuyer Fund, offering new eligibility criteria to make homeownership easier in Victoria.
3 min read
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Here are the 7 questions most First Home Buyers ask me
Answers to 7 common questions first home buyers ask about loans, grants, deposits, repayments, and other costs.
4 min read
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