How we can help
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Start with Just a 5% Deposit
We specialize in helping first-time homebuyers secure a loan with only a 5% deposit, using the Australian Government 5% Deposit Scheme to help you avoid Lenders Mortgage Insurance (LMI). -
Expert Loan Guidance
Not sure where to start? Our team will walk you through each step of the home loan process, explaining everything in clear, simple terms. -
Access Government Schemes
We’ll make sure you’re aware of any first-home buyer grants and incentives available, like the First Home Owner Grants, to help you save on costs. -
Calculate Your Deposit & Fees
Get a clear picture of how much you need to save, covering everything from deposit to stamp duty and other fees. -
Full Support Thoughout
Whether it's your first inquiry or settlement day, we’ll be by your side to make sure the process goes smoothly, no surprises, just expert help. -
Completely Free of Charge
We provide expert mortgage guidance without charging you a fee.
How to Buy Your First Home with Just 5% Deposit
Get all the information you need to buy your first home in one convenient guide:
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Find out if you are eligible to access government grants and other incentives.
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How the Australian Government 5% Deposit Scheme works to save you from paying LMI.
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A complete breakdown of deposits, fees, and stamp duty.
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Step-by-step guidance through the loan application process.
Case Study
Meet Jon and Jen, a couple from Melbourne looking to purchase their first home, valued at approximately $650,000.
In a typical situation, Jon and Jen would need to save a 20% deposit, which amounts to $130,000, in addition to covering other costs such as stamp duty, transfer of land fees, legal fees, and loan establishment and settlement fees.
However, with the Australian Government 5% Deposit Scheme, Jon and Jen only need to put down a 5% deposit, which is just $32,500. This significantly reduces the upfront costs and makes their dream of owning a home much more achievable.
Are you in a similar situation?
If you’re wondering whether you’re eligible for the Australian Government 5% Deposit Scheme, book a free, no-obligation consultation with us. We’ll assess your financial situation and guide you through the process of buying your first home with as little as a 5% deposit.
How the process works
What Our Clients Are Saying
“Working with Liem and his team made buying our first home so much easier. They were always available to answer our questions and guided us through the entire process!”
H.P
“We didn’t know where to begin, but Liem helped us from day one. His expertise in first-home buying saved us thousands!”
H.M
“Thank you for all the support, Liem. I will be surely getting back in the future needs!”
L.M
Frequently asked questions
Contact Us
Liem Ngo - LNG Mortgage Solutions
Phone: 0415 455 009
Email: liem.ngo@lngmortgagesolutions.com
Website: www.lngmortgagesolutions.com.au
