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FIRST HOME BUYERS
Buy Your First Home With Confidence, Even With Just a 5% Deposit
We help first home buyers understand borrowing power, access government schemes, grants, and secure the right home loan with clear guidance every step of the way.
Access to 40+ lenders
Guidance from start to settlement
No cost to you, paid by the lender
Trusted by Australian first home buyers
Specialists in first home buyer loans
Buy with as little as 5% deposit (eligible buyers)
Access to 40+ lenders across Australia
Support with grants & government schemes
No broker fees charged to you
Buying your first home shouldn't feel confusing or overwhelming
If you're buying your first home, you may be wondering
How much can I borrow?
Do I have enough deposit saved?
Can I buy with only 5% deposit?
What government schemes and grants can I access?
Which lender is right for me?
What costs should I prepare for?
Will I actually get approved?
You don't have to figure it all out alone.
At LNG Mortgage Solutions, we guide first home buyers through the process step-by-step in simple, easy-to-understand language.
How we help first home buyers
1
Understand Your Situation
We assess your income, deposit, borrowing power, and goals to understand what's possible for you.
2
Compare Loan Options
We compare loan options across multiple lenders and explain the differences clearly, including rates, repayments, and features.
3
Support You to Settlement
We handle the paperwork, communicate with the lender, and support you from pre-approval through to settlement.
Our goal is to make the process simple, clear, and less stressful.
You may be able to buy your first home with just a 5% deposit
Many eligible first home buyers may be able to purchase sooner using government support schemes such as the Australian Government 5% Deposit Scheme.
This may help eligible buyers:
Avoid paying Lenders Mortgage Insurance (LMI)
Enter the property market sooner
Reduce upfront costs
Access additional first home buyer incentives
We help you understand:
Deposit requirements
Stamp duty concessions
Government grants & schemes
Estimated upfront costs
Borrowing capacity
Repayment affordability
Why working with us for your first home?
Access More Loan Options
We compare multiple lenders, not just one bank to help find a suitable solution for your situation.
Guidance You Can Understand
We explain the process clearly without confusing bank jargon.
Better Support for Complex Situations
Whether you're casual, self-employed, using family support, or buying with low deposit, we help you navigate lender requirements.
We Handle the Process
From paperwork to lender communication, we manage the process so you can focus on your property search.
"
Banks sell their own loans. We help you compare your options.
What our clients say
"Saved us thousands and made the process so much easier. Everything was explained clearly from start to finish."
— First Home Buyer
Melbourne
"We thought buying with 5% deposit would be impossible. Liem guided us through everything and got us approved."
— Young Couple
Victoria
"Professional, responsive, and genuinely cared about helping us understand the process."
— First Home Buyer Client
Melbourne
From Trusted Mortgage Australia Network
Frequently asked questions
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