Discover how to save on your current home loan, explore refinancing, consolidate debt, and find the right mortgage for your needs.

Turn your home equity into a better retirement with property investment. Discover tips for investing and finding the right property.

Learn how Mark paid off $7k in credit card debt within a year by making simple lifestyle changes and smarter budgeting decisions.

Explore Northern Territory’s homeownership grants, including the HomeGrown Territory Grant and FHOG, for affordable housing options.

Explore Tasmania’s homeownership incentive schemes for new and downsizing buyers.

Explore home buyer incentives in the ACT, including concessions for first-home buyers, downsizers, and people with disabilities.

Discover how the Shared Home Ownership Scheme in WA helps first-time buyers achieve homeownership with reduced costs and flexibility.

Discover the Pathways Shared Equity Loan, helping Queensland public housing tenants transition to homeownership with affordable repayments.

Unlock affordable home ownership with HomeStart Finance's Shared Equity Option, helping South Australians buy their dream homes.

Discover the 2024 updates to the Victorian Homebuyer Fund, offering new eligibility criteria to make homeownership easier in Victoria.

Answers to 7 common questions first home buyers ask about loans, grants, deposits, repayments, and other costs.

Discover the truth about your credit file, its impact on home loans, and how to manage your credit effectively for financial success.

Avoid costly home-buying mistakes with these tips on budgeting, inspections, and navigating the real estate process.

Have you decided to purchase a new home before your existing home is sold and settled? Bridging finance might be an option for you - but beware - some pretty big risks are involved. Bridging finance vs deposit bonds Overview of bridging finance Bridging finance allows you to purchase a new home while your old home is not yet sold. As the name suggests, this sort of loan will 'bridge the gap' between two properties by financing both for a short period of time. The loan is secu

In a bold move to tackle the housing crisis, the Victorian government has announced a significant cut in stamp duty for off-the-plan purchases. This temporary reduction aims to stimulate development and increase housing supply, providing potential buyers with substantial financial relief. Here's everything you need to know about the new stamp duty concession. Victorian stamp duty reduction 2024 A Welcome Relief For the next 12 months, starting from October 21, 2024, buyers of

7 top tips on buying off the plan How Buying Off the Plan Works When developers sell off the plan, they’re seeking early sales commitments to help secure finance for construction. In return for your deposit, you receive a contract detailing your specific property, estimated completion date, and the decision deadline for the development to proceed. If the developer can’t secure finance or cancels the project, you should be entitled to a refund of your deposit, though this depe

Ban on exit fees makes it easier for Australian homeowners to switch home loans and find better deals Australian homeowners scored a major victory on 1 July 2011, when lenders were banned from charging exit fees on variable-rate home loans. This change made it easier and more attractive for borrowers to shop around and refinance for a better deal. Previously, exit fees were typically charged during the first four to five years of a mortgage. Their purpose was simple: discoura

Lock in certainty with a fixed-rate home loan, know your repayments and budget with confidence, no matter what the market does. One in five Australians taking out a home loan is now opting for a fixed interest rate, according to the latest AFG Mortgage Index. Fixed rates have grown in popularity amid global economic uncertainty, and with increased competition among lenders, borrowers are often finding deals that are too good to ignore. Traditionally, fixed rates sit slightly